A bit late in the day but I may have something to add. Richard John KERNICK married Louisa JAY in Redruth Registration District in 1893. On 27 Jan 1901 Louisa married her cousin Ernest HARDING in Devonport Register Office, Devon (her mother lived in Devonport). She declared herself to be a widow.

In the 1901 census they have two children. Louisa Ann KERNICK born in East Stanley Durham in 1894 and Clara KERNICK born in Camborne in 1896.

Louisa's movement seems to be similar to that of Hannah.